“The immediate benefits of writing everything down are twofold. Record the relationship issues, the debt, the emotions, the setbacks, the victories, and anything else that seems important at the time.” When Dave Ramsey was experiencing his own “total money makeover,” he found that journaling was very helpful and effective in allowing him to see the big picture.ĭave says, “Take this journal and record everything happening that seems like a big deal. Lewis George Orwell Mary Pope Osborne LeUyen Pham Dav Pilkey Roger Priddy Rick Riordan J.
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